A recent survey reveals that over 50% of Americans are eager to use cryptocurrency for investment purposes. The 2025 State of Crypto Holders Report, published by the National Cryptocurrency Association (NCA), highlights this growing trend among potential investors.
According to the report, 52% of crypto owners are primarily interested in using digital assets to enhance their financial futures over the next two to three years. This optimism is reflected in various ways that cryptocurrency has positively impacted their lives. For instance, 44% of respondents report a sense of achievement from investment gains, while 42% appreciate the diversification it brings to their portfolios.
The survey also notes that 60% of participants cite financial investment as their main motivation for exploring cryptocurrency. Curiosity about the technology itself ranks closely behind, with 50% expressing interest in learning more. This curiosity plays a significant role in the decision to acquire crypto.

However, concerns persist. Approximately 32% of crypto holders report experiencing stress or anxiety related to managing their investments. While enthusiasm for digital assets is evident, many admit gaps in their knowledge. Eighty-one percent of crypto holders express a desire to learn more about cryptocurrency. To satisfy this curiosity, 40% of respondents seek crypto news daily.
Their interests span a broad spectrum, with nearly half seeking information on investment strategies. Others are keen to understand legal and regulatory issues, security measures, and the tax implications of owning cryptocurrency.
Crypto Adoption Soars Among Millennials and Gen Z, WEF Reports
The World Economic Forum’s Global Retail Investor Outlook 2024, released on March 26, sheds light on an interesting trend in cryptocurrency investment among younger demographics. The report, which surveyed 13,000 individuals from 13 different countries, indicates that 62% of Millennials have invested at least a third of their portfolios in cryptocurrencies.
Meanwhile, Gen Z individuals are even more heavily invested, with 35% putting over half of their portfolios in digital assets. This data shows a notable increase in the proportion of younger investors engaging with digital currencies.
The report highlights that 30% of Gen Z individuals begin investing in their early adulthood, which is a stark contrast to only 9% of Gen X and 6% of Baby Boomers. And by the time they enter the workforce, a remarkable 86% of Gen Z are already familiar with personal investing, compared to just 47% of Baby Boomers.
The driving forces behind this trend appear to be a combination of technological accessibility, a growing trust in blockchain principles, and the influence of social media and digital learning platforms.
With cryptocurrency gaining more popularity as an investment vehicle, it is crucial for individuals to remain cautious. The volatile nature of digital assets requires careful consideration and education. Informed decisions can help investors lessen the risks and attain more successful investment outcomes.
Read more
- Anti-CBDC Bill Advances with 27-22 Vote in House Committee Alongside Other Key Legislation
- Itaú Unibanco Explores Stablecoin Launch Amid Brazil’s Regulatory Shifts
- Shiba Inu Price Could Surge 14x Amid Mixed Market Signals
Malaya has positions in SHIB, ETH, USDT, MATIC, etc. This article is provided for informational purposes only and should not be construed as financial advice. The Shib Magazine and The Shib Daily are the official publications of the Shiba Inu cryptocurrency project. Readers are encouraged to conduct their own research and consult with a qualified financial adviser before making any investment decisions.