Michaela
Summary: What did Federal Reserve Governor Waller say about DeFi and stablecoins?
Waller emphasized that DeFi and stablecoins are safe and part of a technology-driven revolution in payments. He compared DeFi transactions to everyday debit card use, showing they are not inherently risky. He also emphasized that supportive regulation could help these digital assets reach their full potential.
Federal Reserve Governor Christopher Waller has urged policymakers and financial institutions to embrace decentralized finance and stablecoins, describing them as catalysts for innovation in the U.S. payments system and part of a broader “technology-driven revolution.”
At the 2025 Blockchain Symposium, Waller noted that advancements in computing, data processing, and distributed networks are driving the expansion of innovative payment services. These developments include round-the-clock instant payments, intuitive digital wallets and mobile apps, as well as stablecoins and other digital assets. He also noted that emerging technologies like artificial intelligence (AI) could further enhance the accuracy and efficiency of these payment systems.
“There is nothing scary about this just because it occurs in the decentralized finance or DeFi world — this is simply new technology to transfer objects and record transactions,” Waller stated in his speech. “There is nothing to be afraid of when thinking about using smart contracts, tokenization, or distributed ledgers in everyday transactions,” he added.
Waller added that while the technologies themselves are recent, using innovation to develop new payment services is a well-established practice rather than a novel concept.
Additionally, Waller compared DeFi transactions to everyday debit card use, saying that spending stablecoins on a meme coin is much like paying for groceries with a card. He also called the recent passage of the GENIUS Act a “key milestone” for stablecoin adoption, spotlighting its potential to help these digital assets reach their full capabilities.
DeFi Outlook: Implications for Shibarium and SHIB
For SHIB holders and the broader Shibarium ecosystem, Waller’s pro-crypto stance could have meaningful implications. By signaling a regulatory approach that is more supportive of stablecoins and DeFi, the Federal Reserve may ease some of the compliance and legal uncertainties that have previously challenged cross-chain operations.
This could directly benefit Shibarium’s bridges, which rely on stablecoins and other digital assets to facilitate seamless transfers between networks. Furthermore, a regulatory environment that is clearer and more favorable to DeFi may attract new developers and investors to the ecosystem, driving innovation and expanding opportunities for the SHIB community.
Overall, Waller’s statements emphasize a growing recognition at the federal level that digital assets and decentralized networks are not just experimental technologies, but core components of the future financial landscape.
Read More
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Michaela has no crypto positions and does not hold any crypto assets. This article is provided for informational purposes only and should not be construed as financial advice. The Shib Magazine and The Shib Daily are the official media and publications of the Shiba Inu cryptocurrency project. Readers are encouraged to conduct their own research and consult with a qualified financial adviser before making any investment decisions.
