Michaela
Summary: How could the U.S. crypto bills affect SHIB and Shibarium?
The new crypto bills aim to bring regulatory clarity to stablecoins and digital assets, which could increase investor confidence. For SHIB holders, that might mean more liquidity and interest in Shibarium’s Layer 2 network. But political opposition and delays could also create uncertainty, so staying informed is key.
In a pivotal step for U.S. crypto policy, the House of Representatives has approved three major crypto bills aimed at shaping the future of digital asset regulation and oversight.
On Thursday afternoon, the House of Representatives passed three significant pieces of cryptocurrency legislation—the GENIUS Act, the Anti-CBDC Act, and the CLARITY Act—marking a swift turnaround just days after a failed procedural vote. The breakthrough came after President Donald Trump reportedly met with dissenting lawmakers on Tuesday night to help secure support.
Many House Democrats remain opposed to all three crypto bills, citing concerns over potential conflicts of interest involving President Trump.
GENIUS Act
The Guiding and Establishing National Innovation For U.S. Stablecoins (GENIUS) Act passed through the chamber in a 308-122 vote. The GENIUS Act seeks to establish the first federal regulatory framework specifically for stablecoins.
The legislation will require stablecoin issuers to maintain a one-to-one reserve backing with liquid assets such as U.S. dollars or short-term Treasury bills and mandates regular disclosure of these reserves. It will also introduce licensing requirements for stablecoin issuers, subjecting them to oversight by federal or state regulators, including agencies like the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC).
Additionally, the act includes consumer protection measures such as anti-money laundering safeguards, bankruptcy priority for stablecoin holders, and restrictions on interest payouts.
CLARITY Act
The Digital Asset Market Clarity Act of 2025 (CLARITY Act) moved forward in the House of Representatives, passing with a vote of 294 to 137. This landmark piece of legislation is aimed at establishing a clear regulatory framework for digital commodities like Bitcoin.
The bill designates the Commodity Futures Trading Commission (CFTC) as the primary regulator for digital commodities, including exchanges, brokers, and dealers. It also sets forth requirements for trade monitoring, recordkeeping, and the commingling of customer assets.
Additionally, the act exempts digital commodities on mature blockchains from Securities and Exchange Commission (SEC) registration requirements if certain conditions are met.
Anti-CBDC Act
In a closely contested vote, the Anti-CBDC Act passed the House with a 219-210 margin, gaining support from only two Democrats amid broader party opposition to the proposed restrictions on a U.S. central bank digital currency.
The Anti‑CBDC Surveillance State Act prohibits the Federal Reserve from issuing a central bank digital currency (CBDC) directly to individuals or through intermediaries. It also blocks the Fed and Treasury from using a CBDC as a tool for monetary policy and requires explicit Congressional approval before any development of a digital dollar.
What U.S. Crypto Bills Mean for SHIB and Shibarium
As the House revisits a suite of digital asset legislation, holders of tokens like SHIB may find themselves at a critical crossroads. While these crypto bills do not mention specific assets or ecosystems, the regulatory tone they set could have ripple effects across the broader crypto landscape.
For the Shiba Inu community, the stakes are twofold. On one hand, passage of the GENIUS Act and CLARITY Act, both of which aim to define jurisdictional authority and clarify token classifications, could pave the way for increased institutional confidence in decentralized protocols. That regulatory clarity may translate into deeper liquidity and more developers choosing to build on networks like Shibarium, Shiba Inu’s Layer 2 solution.
On the other hand, continued delays, partisan standoffs, or overly restrictive language, particularly around CBDCs or decentralized stablecoins, could muddy the waters. A fragmented or hostile U.S. regulatory environment risks discouraging new entrants, driving innovation offshore, or prompting compliance challenges for platforms and token holders alike.
For SHIB holders, this is more than a policy debate, it’s a window into how the next phase of crypto adoption will be shaped.
Read More
- GENIUS Act Heads to House as Trump Demands Speedy Approval
- House Agriculture Committee Advances CLARITY Act to Clarify Crypto Rules
- U.S. Lawmakers Slam Crypto, Push CBDC as Shiba Inu Defends Web3 Future
Michaela has no crypto positions and does not hold any crypto assets. This article is provided for informational purposes only and should not be construed as financial advice. The Shib Magazine and The Shib Daily are the official media and publications of the Shiba Inu cryptocurrency project. Readers are encouraged to conduct their own research and consult with a qualified financial adviser before making any investment decisions.
